Periodically, Treloar and Heisel is requested to publish an article in one of the various journals and other professional publications. Below is a sample of recent articles covering selected topics ranging from insurance to financial planning.
For more information on any of the topics discussed, contact Treloar and Heisel at 800-345-6040.
Putting What's important to you first
When thinking about the future, take the proper steps to make sure your loved ones are protected by putting what is important to you first.
Life Insurance Roles
Life Insurance is another important tool that can be utilized in charitable giving and is a great way to provide a large gift to charity.
Averages
Be careful when looking at averages when buying insurance. The insurance industry is always talking about averages. Most of the time the use of averages in the buying process will cause the insured to rationionalize, thus purchasing less coverage than truly needed.
Protect Your Most Valuable Asset
What is your most vauable asset....your home, practice, retirement plan? No, it's your abilty to practice and it is of the utmost importance to protect it.
Making Your Money Last
As retirement approaches the attitude of an investor often changes from making money into making their money last. "How much income can I safely draw from my portfolio?" is a complex and important question to be answered.
The Need for Business Overhead Insurance
How long can your practice survive without you working to generate income? This is a question you must ask. Certain decisions can save your practice.
Ever Ask Yourself?
Ever ask yourself...."What if I die or become disabled today?" Most people are relluctant to address this overall question. The emotional impact of a death or disability is unique to all of us. In reality, most people spend far less time planning for their own death or disability.
Strategies For These Uncertain Times
The drumbeat of negative economic news keeps rolling in. Economic uncertaintty reigns. It is important to reiterate a few fundemental approaches that can help turn an economic downturn into a bump in the road.
Which Type of Life Insurance is Right for You?
We all need life insurance for different reasons and in different amounts. While an in depth needs analysis will help to determine how much life insurance is needed, we still must determine what type should be considered; term or permanent. Like many financial product choices, people often purchase the lowest price product without reviewing the downside of such a choice. Before we discuss what mix of life insurance plans is best for you, let’s take a minute to review the different types.
412(i) - An Old Concept Gets New Life
Volitility in the financial world is leading many to quesion where to invest retirement money. The Defined Benefit Plan 412(i) can offer several advantages over popular defined contribution plans.
