Every effort will be made by Treloar and Heisel, Inc. to provide some form of coverage to members. In some cases, coverage may be modified, at issue only, by limiting benefits, or by the use of an extra premium and/or an exclusion waiver.

This website is intended to provide an outline of the various insurance policies offered by Treloar and Heisel. Actual contract wording will vary slightly by state. Benefits and rates vary by state. Benefits, rates, and policies may vary from state to state and are not available on all coverages. If a policy is issued, the terms of the policy will control. In the event of a discrepancy, policy language prevails.