DISABILITY
INCOME INSURANCE (non-cancellable)
A serious disability due to either illness or accident
might completely eliminate your ability to practice. Disability income
insurance is, therefore, essential and should be among your first priorities.
Helps to protect a portion of your income. This policy can provide benefits
at substantial savings up to 25%.
Disability Income Insurance (Radius®)
Disability Income Insurance (Metropolitan Life)
BUSINESS
OVERHEAD
EXPENSE INSURANCE
Helps to protect your practice
by paying your covered office overhead expenses during periods of disability.
Business
Overhead Expense Policy (MassMutual)
Business Overhead Expense (Metropolitan Life)
BUY/SELL
DISABILITY INCOME INSURANCE
Helps to protect your interest in a partnership, corporation or
group-owned practice.
Buy/Sell
Disability Income Insurance (MassMutual)
LIFE INSURANCE
TERM
LIFE INSURANCE
The protection of your family and assets in the event of your death must be
an important consideration. The policies available through Treloar and Heisel
continue to be competitive and guarantee** a level rate structure for specific
periods (10-15-20 & up to 30 years).
Term
Life Insurance
Term Life can help protect individuals with debts, family obligations and short, specified-term
financial responsibilities.
PERMANENT
LIFE INSURANCE
Long-term protection, for your family and assets, is a fundamental consideration.
The careful selection, review and update of your permanent life insurance
policy stands as an important component of your overall financial plan.
Universal
Life Insurance
Provides highly-flexible permanent life insurance plan with conservative,
systematic, and tax-deferred cash value component.
Whole Life Insurance
Provides tax-deferred buildup of cash values over the life of the policy,
often with more guarantees** than other permanent life insurance products.
Joint Survivor Insurance (Second-to-Die)
Life insurance benefits may be used towards payment of estate taxes helping
heirs to pay taxes without draining the estate.
* The Indiana Dental
Association does not offer insurance products.
** Guarantees are based on the claims paying ability
of the issuer.
Contact
Us
or call
us at 800-345-6040 for more info.
