American Association of Oral & Maxillofacial Surgeons
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American Association of Oral and Maxillofacial Surgeons* – AAOMS

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Disability Income Insurance (non-cancelable)


A serious disability due to either illness or accident might completely eliminate your ability to practice. Disability income insurance is, therefore, essential and should be among your first priorities. Helps to protect a portion of your income. This policy can provide benefits at substantial savings up to 25%.

(Radius®)

This policy (Radius®) is issued by Massachussetts Mutual Life Insurance Company (MassMutual)
Springfield, MA 01111. This policy has exclusions and limitations. For cost and complete
details of coverage, please give us a call or MassMutual at 1-800-272-2216

(Metropolitan Life) - "Your Occupation" Definition to age 65

Business Overhead Expense Insurance


Helps to protect your practice by paying your covered office overhead expenses during periods of disability.
Business Overhead Expense Policy (MassMutual)
Business Overhead Expense (Metropolitan Life)

Buy/Sell Disability Insurance


Helps to protect your interest in a partnership, corporation or group-owned practice.

Buy/Sell Disability Income Insurance (MassMutual)

Life Insurance**


Term Life Insurance
The protection of your family and assets in the event of your death must be an important consideration. The policies available through Treloar and Heisel continue to be competitive and can guarantee** a level rate structure for specific periods (10-15-20 & up to 30 years).
Term Life can help protect individuals with debts, family obligations and short, specified-term financial responsibilities.

Permanent Life Insurance
Long-term protection, for your family and assets, is a fundamental consideration. The careful selection, review and update of your permanent life insurance policy stands as an important component of your overall financial plan.

Universal Life Insurance
Provides highly-flexible permanent life insurance policies with conservative, systematic, and tax-deferred cash value component.

Whole Life Insurance
Provides highly-flexible permanent life insurance policies with conservative, systematic, and tax-deferred cash value component. Whole Life Insurance Provides tax-deferred buildup of cash values over the life of the policy, often with more guarantees** than other permanent life insurance products.

Joint Survivor Insurance (Second-to-Die)
Life insurance benefits may be used towards the payment of estate taxes, helping heirs to pay taxes without draining the estate.

Long Term Care Insurance***


The high cost of extended long term care can diminish your savings rapidly and, perhaps, force dependence on others. Long Term Care Insurance is available to you, your spouse, and your family members.

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Auto / Home Insurance

 

A Message from Liberty Mutual Insurance

Auto and Home Insurance Your Way


Protect your car and home with customized insurance from Liberty Mutual. We’ll help you select the right coverage and get the discounts you’re eligible for. We offer many ways to save based on important life events as well as Multi-Policy and Multi-Car Discounts. And as an AAOMS member, you could receive exclusive savings for even greater value.1 Your group number is 4502 visit: libertymutual.com or call 800-225-8281 for a quote. 

1Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Please consult a Liberty Mutual sales representative for additional information.

 

* The American Association of Oral and Maxillofacial Surgeons does not offer insurance products.

** Guarantees are based on the claims paying ability of the issuer.

*** Rates may vary by state of residence. - Plans availability based on the state of residence. - Premiums are level at age of entry unless rates for entire class are raised.

 

Contact Us or call us at 800-345-6040 for more info.

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disability

A serious disability due to either illness or accident might completely eliminate your ability to practice. Disability income insurance is, therefore, essential and should be among your first priorities. Helps to protect a portion of your income. This policy can provide benefits at substantial savings up to 25%.

(Radius®)


(Metropolitan Life) - "Your Occupation" Definition to age 65

 

busover

Helps to protect your practice by paying your covered office overhead expenses during periods of disability.

Business Overhead Expense Policy
• (MassMutual)

Business Overhead Expense
• (Metropolitan Life)

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buysell

Helps to protect your interest in a partnership, corporation or group-owned practice.

• (MassMutual) Buy/Sell Disability Income Insurance

 

life

Term Life Insurance
• Click Here
The protection of your family and assets in the event of your death must be an important consideration. The policies available through Treloar and Heisel continue to be competitive and can guarantee** a level rate structure for specific periods (10-15-20 & up to 30 years).
Term Life can help protect individuals with debts, family obligations and short, specified-term financial responsibilities.

Permanent Life Insurance
• Click Here
Long-term protection, for your family and assets, is a fundamental consideration. The careful selection, review and update of your permanent life insurance policy stands as an important component of your overall financial plan.

Universal Life Insurance
Provides highly-flexible permanent life insurance policies with conservative, systematic, and tax-deferred cash value component.

Whole Life Insurance
Provides highly-flexible permanent life insurance policies with conservative, systematic, and tax-deferred cash value component. Whole Life Insurance Provides tax-deferred buildup of cash values over the life of the policy, often with more guarantees** than other permanent life insurance products.

Joint Survivor Insurance (Second-to-Die)
Life insurance benefits may be used towards the payment of estate taxes, helping heirs to pay taxes without draining the estate.

 

long term care

The high cost of extended long term care can diminish your savings rapidly and, perhaps, force dependence on others. Long Term Care Insurance is available to you, your spouse, and your family members.

• Click Here

 

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long term care

A benefit program which enables you to purchase automobile, homeowners and other comprehensive plans of insurance at low group rates offered by Liberty Mutual with local service and discounted premiums. Your group number is 4284.
• Click here or call 800-225-8281 for a quote.

 

long term care

Provided by the largest writer of malpractice coverage for the dental community. Provided by Medical Protective.
• Click Here

 

long term care

• Click Here
A unique portfolio of insurance protection. Designed by a panel of dentists specifically for a dental practice. Other coverages also offered are: Workers Compensation, Employment Practices Liability and ERISA Bonds. Provided by The Hartford.

 

* The American Academy of Periodontology does not offer insurance products.

** Guarantees are based on the claims paying ability of the issuer.

*** Rates may vary by state of residence. - Plans availability based on the state of residence. - Premiums are level at age of entry unless rates for entire class are raised.

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- Contact Us -
or call us at 800-345-6040 for more info.

 

 
 

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